Protecting your business during an economic downturn

Protecting your business during an economic downturn

While other countries have definitely been hit harder by the effects of the worldwide COVID pandemic – both from a health and fiscal perspective – many businesses in New Zealand have struggled to be resilient to the knock-on effects of a global economic downturn....
Recently separated or divorced?

Recently separated or divorced?

Here’s a handy primer for getting your financial situation on an even keel. Disclaimer: This article is a general advisory only. Before making any major decisions based on the information provided, please seek advice from your dedicated Agar Fenwick Client Manager, or...
Transferring UK Pensions: an essential guide

Transferring UK Pensions: an essential guide

UK Pension Transfers: an essential guide Disclaimer: UK pension transfers are a complicated subject.  It’s important to seek out qualified legal advice in addition to talking to your accountant, who can explain the tax implications and walk you through the process If...
How does tax affect you as a property investor?

How does tax affect you as a property investor?

With a wider capital gains tax off the agenda, it would be easy to overlook the existing tax implications for property investors under the New Zealand taxation system. Here, we look at two types of investment property ownership and what taxes apply, depending on your...
Understanding Cash Flow and Cash Flow Statements

Understanding Cash Flow and Cash Flow Statements

Did you know that businesses that take the time to plan their cash flow forecasts on a month by month basis have an 80% chance of survival, as opposed to businesses who only address cash flow on an annual basis (36% chance of survival within 5 years)? That’s a marked...